Dutch..I read your FAQ on rakefree.com and I think if you genuinely are interested in attracting business partners that you can trust, then you need to be a little more humble...after that bad experience you can't go around saying how smart you are...obviously you aren't that smart to be in the position you are in...If you don't act a little more humble then you are going to attract the seedy personalities that are only in it to rip you off....just my opinion...Jason